Stop Letting Merchant Fees Eat Into Your Profits
For many self-service and full-service yards, credit card processing fees are a frustrating but unavoidable cost of doing business. With rates often hovering around 3%, it’s easy to lose thousands annually without even realizing it.
YardSmart offers a smarter way to take back control -without extra admin work.
Reduce Processing Costs with Built-In Surcharging
YardSmart’s integrated surcharging feature allows you to recoup a significant portion of your credit card processing fees by automatically applying a small, state-compliant surcharge to eligible transactions.
Here’s how it works:
- Automatic Fee Application: YardSmart calculates and applies a surcharge (typically around 3%) to qualifying credit card transactions - no manual input required.
- Hands-Off Compliance: YardSmart handles all the back-end compliance and calculations based on state regulations.
Transparent Reporting: The surcharge amounts are clearly recorded in your End-of-Day and Financial Overview reports, so you can track exactly how much you’re saving without any extra steps. With real-time visibility, it’s easy to see the impact on your bottom line and stay audit-ready.
Fully Integrated with Your Workflow: No extra terminals, plugins, or processes -YardSmart’s surcharging is built directly into your point-of-sale and payment systems. Whether customers are paying in the office or through mobile checkouts, the surcharge is applied consistently and accurately.
Customer-Friendly and Compliant: Customers are notified clearly and upfront when a surcharge applies, helping maintain trust and transparency. YardSmart ensures all communications and applications meet local and federal guidelines, so you stay compliant without lifting a finger.
Protect Your Margins Without Raising Prices: Instead of increasing your prices across the board to offset rising processing fees, surcharging lets you selectively recover costs from the customers who choose to pay with credit cards. It’s a more targeted, fair approach - and a smarter way to protect your profit margins.
Get Started with a Few Clicks: There’s no complicated setup or tech overhaul. Just turn on the feature in your YardSmart dashboard and start seeing the benefits as early as your next transaction.